第一章 单元测试
1、单选题：
Which of the following best defines a customer of a bank?
选项：
A:Someone who has a relationship with a bank
B:
Any organisation that has a bank account
C:
Any individual or organisation which has used a bank account
D:
Any individual or organisation which regularly uses a bank account
答案: 【
Any individual or organisation which has used a bank account
】
2、单选题：
There is no legal definition of a bank. Which of the following best describes a bank?
选项：
A:Any organisation which acts as a financial intermediary
B:
Any organisation which takes deposits
C:
Any organisation which lends money
D:
Any organisation which has bank in its title
答案: 【
Any organisation which acts as a financial intermediary
】
3、判断题：
Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, becoming the first"scheme"in 1965. True or false?
选项：
A:对
B:错
答案: 【对】
4、单选题：
At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:
选项：
A:Deficit agents
B:
Surplus agents
C:
Bank agents
D:
Brokers
答案: 【
Surplus agents
】
5、判断题：
The participants in a financial system can be individuals, companies, financial institutions and governments. True or false?
选项：
A:对
B:错
答案: 【对】
6、单选题：
Which of the below transformation is not done by banks?
选项：
A:Size
B:
Maturity
C:
Risk
D:
Security
答案: 【
Security
】
第二章 单元测试
1、判断题：
There are two income streams of a bank. They are interest and fees. True or false?
选项：
A:对
B:错
答案: 【对】
2、判断题：
Capital of a bank is stated on its income statement. True or false?
选项：
A:对
B:错
答案: 【错】
3、判断题：
Mortgage or car loans are considered as insecure lending. True or false?
选项：
A:对
B:错
答案: 【错】
4、判断题：
Savings Banks are either mutually owned or stockholder owned entities. True or false?
选项：
A:对
B:错
答案: 【对】
5、单选题：
Which of the below is usually based on membership of people or customers with some similar interest, such as nurses, or teachers or even unions.
选项：
A:Building Societies
B:
Pension Funds
C:
Credit Unions
D:
Savings Banks
答案: 【
Credit Unions
】
